Federal unemployment tax
Estimate federal unemployment tax and understand why state unemployment taxes can change the net result.
The standard FUTA rate is 6.0% on the first $7,000 of wages per employee. Many employers may receive credits for timely state unemployment tax payments, which can lower the effective federal amount. State rules and credit reductions can change the result.
For a realistic hiring budget, pair FUTA with your state unemployment rate and wage base. This calculator lets you adjust the SUTA rate and base manually.
Total annual employer budget for this role.
Planning estimate only. Federal income tax withholding and state payroll rules vary by employee, state, forms, and timing.
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It estimates employer-side Social Security, Medicare, FUTA, state unemployment reserve, benefits reserve, and a simple overhead line. That makes it useful before hiring, quoting a role, or comparing payroll software plans.
Small business owners often need a quick answer to "what does this employee really cost?" before talking to payroll providers, bookkeepers, lenders, or accountants.
This site can naturally support payroll software comparisons, bookkeeping leads, small business tax tools, workers compensation quote pages, and employer compliance guides.